You have a professional corporation or holding company with retained earnings, surplus cash, or corporate investments that need a real strategy — not a savings account.
Your wealth is split across RRSPs, TFSAs, corporate accounts, and maybe real estate. Nobody's looking at the full picture — and it's costing you.
Your bank advisor doesn't understand your corporate structure, your CPA and advisor don't talk, and you suspect you're overpaying in taxes. You're right.
Our clients include physicians, dentists, lawyers, trades contractors, IT consultants, veterinarians, real estate professionals, and owner-operators across Southern Ontario. The common thread isn't the profession — it's the complexity.
Investment management for PC retained earnings, holdco surplus, and personal registered accounts — coordinated across entities for optimal after-tax growth.
Salary vs. dividend optimization, TOSI compliance, capital gains planning, and IP allocation — working alongside your CPA, not replacing them.
Inter-generational wealth transfer, corporate estate freezes, insurance-funded buy-sell agreements, and trusts that actually work with your corporate structure.
Corporate-owned life insurance, critical illness coverage, disability for self-employed professionals, and group benefits for your team — structured for maximum tax efficiency.
Every strategy is coordinated with your existing tax professional. Fewer surprises at year-end, better outcomes overall.
No rotations, no handoffs, no call centres. The same advisor who builds your plan is the one you speak with in year ten.
No bank shelf. No proprietary products. Access to the full market of investment and insurance solutions, chosen for fit, not commission.
You'll hear back the same business day. Most inquiries are answered within hours — because at your level, timing matters.
No sales pitch. No obligation. We'll review your current structure and tell you honestly whether we can improve it.
Schedule Your ConsultationOr call directly: 905-973-7219